Terms of Use

1. Acceptance of Terms

These Terms of Use govern access to and use of insuremyllc.com and related webpages and services (the "Site"). By accessing or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

2. About InsureMyLLC

InsureMyLLC is operated by Catanzaro Insurance LLC and provides general information regarding commercial insurance products that may be relevant to limited liability companies and other businesses.

InsureMyLLC is not an insurance company and does not underwrite insurance policies.

The Site may provide access to insurance quoting or purchasing functionality offered by licensed insurance producers, carriers, and other third-party insurance providers.

3. Insurance Information

Content on the Site is provided for general informational purposes only and does not guarantee that any particular insurance product, coverage, limit, price, or policy will be available or appropriate for any particular business.

Insurance availability, eligibility, premiums, limits, coverages, exclusions, and other terms vary based on factors including state, business activities, underwriting criteria, and the applicable insurance provider.

The terms, conditions, limitations, and exclusions of an issued insurance policy control over any general description appearing on the Site.

4. Third-Party Insurance Quoting

The Site may provide access to third-party insurance quoting or purchasing tools, including tools provided by Coterie.

Information submitted through a third-party quoting tool is processed by the applicable third-party provider and is subject to that provider's terms, privacy practices, underwriting requirements, and applicable insurance policy terms.

Catanzaro Insurance LLC may receive compensation in connection with insurance business generated through the Site where permitted by law and applicable contractual arrangements.

5. No Guarantee of Coverage

Submission of information, completion of a quote, or display of a premium does not necessarily mean that insurance coverage has been issued.

Coverage is effective only as provided in the applicable binder, declarations, policy documents, or other confirmation issued by the applicable insurance provider.

Products may not be available in every state or for every type of business.

6. No Legal, Tax, or Accounting Advice

Information regarding LLCs, business structures, liability protection, taxation, licensing, or related topics is provided for general educational purposes only and does not constitute legal, tax, or accounting advice.

Users should consult appropriate qualified professionals regarding their individual circumstances.

7. Accuracy of Information

We seek to provide useful and accurate information, but we do not warrant that all Site content is complete, current, or error-free. Insurance products, laws, regulations, underwriting rules, pricing, and availability may change.

8. Third-Party Websites and Services

The Site may contain links to or integrations with third-party websites and services. We do not control those third parties and are not responsible for their content, availability, security, or privacy practices.

9. Intellectual Property

Unless otherwise indicated, original Site content, branding, design, text, graphics, and other materials are owned by or licensed to Catanzaro Insurance LLC and are protected by applicable intellectual property laws.

10. Prohibited Uses

Users may not use the Site for unlawful purposes, interfere with its security or operation, attempt unauthorized access, transmit malicious code, or use automated systems in a manner that materially disrupts the Site.

11. Disclaimer of Warranties

To the fullest extent permitted by law, the Site and its content are provided on an "as is" and "as available" basis without warranties of any kind, express or implied.

12. Limitation of Liability

To the fullest extent permitted by applicable law, Catanzaro Insurance LLC and its owners, employees, representatives, and affiliates will not be liable for indirect, incidental, special, consequential, or punitive damages arising from or related to use of the Site.

Nothing in these Terms limits liability where it cannot lawfully be limited or excluded.

13. Changes to These Terms

We may revise these Terms periodically. Updated Terms will be posted on this page with a revised "Last updated" date.

14. Governing Law

These Terms are governed by the laws of the State of Ohio, without regard to conflict-of-laws principles, except where applicable law requires otherwise.

15. Contact

Questions regarding these Terms may be directed to:

Catanzaro Insurance LLC
support@insuremyllc.com